Privacy Statement of FINSERV Group, LTD., Doing Business As:
autoleaseDIRECT, LeaseAdvice, Austin AutoLeasing, AutoChoice
INTRODUCTION
- OUR COMMITMENT TO YOU
We at FINSERV
Group, LTD., Doing Business As: autoleaseDIRECT, LeaseAdvice, Austin
AutoLeasing, AutoChoice ("we" or "FINSERV") are
committed to protecting the privacy of our customers. We recognize
that your personal information is yours, not ours. We greatly
appreciate the trust that you and others have placed in us and will
protect that trust by continuing to respect the privacy of all customers
whether or not FINSERV¹s relationship with any customer has ended. We
thought you would appreciate knowing how we protect your personal information.
INFORMATION
WE COLLECT
It is important
for you to know that in order to ensure that all customers get the very
best service, FINSERV may collect information regarding:
- Social
Security and taxpayer identification
- Correspondence
- Phone
numbers and addresses
- Employment
history
- Monthly
income and expenses
- Assets
and liabilities
- Credit
history
- Loan
Information
By submitting
an application to FINSERV, you consent to the use of your credit report
and other information for the purpose of obtaining credit. Authorizations
and Legal Notices
HOW
WE COLLECT PERSONAL INFORMATION
We rely
on many sources of information to understand and meet your needs. We
may collect information directly from you, from applications, or it
may come from an outside source in certain circumstances.
WE RESPECT
YOUR PRIVACY
Since some
of the information we gather is not publicly available, we take great
care to ensure this information is kept safe from unauthorized access,
and we would never share the information in violation of any regulation
or law. Because FINSERV respects your privacy and values your trust,
the only employees or companies that can access your private personal
information are those who use it to service your account or provide
services to you or to us. Employees who violate our privacy policies
are subject to disciplinary action, and our business partners and associates
are bound to uphold our privacy procedures under the terms of our legal
contracts with them. Additionally, FINSERV diligently maintains physical,
electronic, and procedural safeguards that comply with applicable federal
standards to guard your private personal information and to assist FINSERV
in preventing unauthorized access to that information. FINSERV
does not disclose any information about you to its affiliates or third
parties, except as permitted by law.
HOW
FINSERV SHARES INFORMATION
From time
to time, for administration or fraud prevention, or when FINSERV thinks
it may benefit you, FINSERV may share certain information with its affiliates.
Information we share might come from your original application, your
correspondence with FINSERV or its companies, or other sources.
SHARING
INFORMATION WITH THIRD PARTIES
FINSERV
may share information with other entities outside FINSERV that are able
to extend special services necessary for the operation of FINSERV. These
companies may be financial service providers or they may be non-financial
companies. The sharing of information with these types of companies
is permitted by law. This information also relates to and comes
from the sources described above.
If you
have any questions about this privacy statement please email us at questions@leaseadvice.com
PRIVACY
AND SECURITY TIPS TO PROTECT YOUR ACCOUNT:
- Protect
your information: Never give your Social Security number or personal
credit information over the phone unless you initiate the call. Keep
your personal identification number (PIN) and password in a safe place.
Try to memorize your PIN and password and do not write them down with
your account information.
- Destroy
or securely store your account records: Tear or shred receipts, bank
statements, and unused credit card offers. Keep billing statements
and other account-related documents in a safe place.
- Regularly
review your credit report: Order a copy of your credit report at least
once per year and report any mistakes to the credit bureau agency
and the creditor reporting the information. Keeping your credit report
error free is important. Sometimes, there is a small fee for ordering
your credit reports, but if you've been denied credit within the last
60 days, the credit report is free.
- The
three national credit bureau agencies are:
Equifax - www.equifax.com,
1-800-685-1111
Experian - www.experian.com, 1-888-397-3742
TransUnion - www.transunion.com,
1-800-916-8800
- Check
your billing statements: Review your statements thoroughly. Call all
your creditors immediately if you notice incorrect transactions.
- If you
lose your credit card: Call all of your creditors immediately if you
lose your credit card or suspect that someone has stolen your account
information.
